Insurers have priced uncertain, delayed, unevenly-distributed harm for three centuries. This is that same common sense, pointed at an AI system — told in everyday language, tied to real numbers. Pick a system and read down.
That’s the whole idea: one accuracy number can’t govern something that decides for people. Frequency, cost, the bad day, drift, hidden mistakes, a cushion, the silent victims, fairness, and a signature can.
See the real numbers move → Read the full argument